My full name is Mihir Patel. I am at the intersection of finance, product & design. In college, a friend of mine suggested me to start blogging under the name mihirchronicles. That is all it took to start this project. This site has become a repository of things I have learned while sharing those learnings along the way. I have put a lot of love and labor into this. Hope my effort here brings value to the world. A bit below on my philosophical views.

Exploration is dear to my heart. Learning is more valuable to me than fancy titles and achievements. I hope learning does not change as I get older. Learning is one thing, but teaching is another. The latter is much harder to strive for because we have to put our demons like ego and selfish acts to rest.

I have picked up a few games in life that I thoroughly enjoy. I have listed them below. I go back and forth between these games, but they all balance me well.

The game of studying markets is always fun because it challenges you to adapt. There is no better way to learn about the real world than throwing yourself out there. I purchased my first stock at the age of 17, which also happened to be right before the 2008 recession. In a few months, I lost all of my savings that I accumulated from my summer jobs. The pain from losing so much money at young age was tough to swallow, but I learned serveral lessons early on in my life. This is when understanding the psychology of markets and businesses became fascinating to me. In the end, markets are people. If we understand markets, we understand people, and vice-versa. Money is the greatest incentive to study human behvaior. These days I study markets not to get rich, but to understand human emotions and behavior.

The game of creation is another one. There is something beautiful about bringing abstraction to life. If I wouldn't have studied finance and accounting, I would have gone to design or engineering school. I built my first product after graduating from college. It wasn't rocket science—a bamboo pen with postcards packaged beautifully. The ability to bring the vision to life and sharing with others was fulfilling. Soon after that, I learned how to write code. Now I will jump onto anything that helps me create. My motto has become something like “don't complain, create.”

Lastly, the game of finding harmony with our soul. I truly cherish immersing out in the nature, being out in the woods, hiking trails, climbing mountains, gazing at the stars, reading in solitude, teaching kids about life and creating beautiful things. When I pursue these things, I am in my truest element. There is no pain, and more importantly my soul is alive. All of these things help me build surplus of positive energy. All I am striving for is to become a tree with continuous goals: firmly rooted, building deep systems, growing slowly, abandoning fail paths, finding new paths, seeking light, free from external conditions, working bottoms up, building inside out, cultivating others, and exploring for the sake of exploration without any expectations.

My guiding principle for life: the opposite of play is not work, but depression. Life is a game then. Ready, Set, Go! Play the game of inches by taking small, incremental and repetitive steps instead of giant leaps. The way to stay in the game for a long time is to work on hard problems which provides motivation and energy. The enemy of progress is perfection. Always have bias for action because it is the action that produces information. Lastly, have an abundance mindset over scarcity mindset because kindness has a longer shelf life.

On habits:

We are what we repeatedly do. Excellence, then, is not an act, but a habit. — Aristotle
A genius is born in the midst of boring and repetitive tasks. — Anonymous

On choices:

We all can be masters at our craft, but you have to make a choice. What I mean by that is, there are inherent sacrifices that come along with that. Family time, hanging out with friends, being a great friend, being a great son, nephew, whatever the case may be. — Kobe Bryant
Between stimulus and response there is space. In that space is our power to choose our response. In our response lies our growth and our freedom. — Viktor E. Frankl
I am a big believer in that we design our lives. We are writing a play as we are in it and acting it. You have this universe in front of you that you can ignore it or dance with it. — Tina Roth Eisenberg

On action:

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood. It is not the critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no effort without error or shortcoming, but who knows the great enthusiasms, the great devotions, who spends himself for a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who, at the worst, if he fails, at least he fails while daring greatly, so that his place shall never be with those cold and timid souls who knew neither victory nor defeat. — Theodore Roosevelt
Action produces information. — Brian Armstrong
Doubt kills more dreams than failure ever will. — Suzy Kassem